Do you speak Finnish and want to work with credit assessment in a modern bank?

Are you fluent in Finnish and interested in working with credit assessments in a modern and growing bank?

In this role you will play a key part in assessing loan and credit applications while contributing to responsible lending and strong customer experiences. You will join a collaborative team where quality, efficiency and continuous improvement are central to how we work.

If you enjoy analytical work, teamwork and making well-grounded decisions in a dynamic environment, this could be the role for you.

About the role:
As a Credit Officer FI/SE, you will work with credit assessments related to our Finnish market and support customers throughout the credit application process. Your work will directly contribute to responsible lending decisions and the bank's risk management.

You will join a team of four people consisting of three Credit Officers and one Team Manager. The team works closely together, supporting each other in daily tasks and collaborating with other departments such as Customer Service, AML and Fraud Prevention. English is frequently used within the team, while Finnish and Swedish language skills are important for handling customer-related tasks.

The role involves both analytical work and customer interaction, where you will review credit applications, communicate with customers and contribute to improving processes within the department.

This is also a great opportunity to build strong credit expertise, which is highly valuable across the banking and financial services industry. As NOBA continues to evolve, there are opportunities to grow within the credit department or explore roles in other areas of the bank.

Main tasks:

• Assess loan applications, credit cards and credit limit increases

• Evaluate customer creditworthiness and make responsible lending decisions

• Handle customer inquiries related to credit applications across different channels

• Mange payment files and follow up on failed payments

• Contribute to improving processes and developing best practices within the team

• Support onboarding and training of new colleagues when relevant

• Collaborate with other departments such as Customer Service, AML and Fraud Prevention

We are looking for you who:

• Are fluent in Finnish and English (required)

• Have a basic understanding of credit assessments, loans and financial products

• Have experience from banking, finance, customer service, credit assessment or a related field.

It is advantageous if you:

• Speak Swedish in addition to Finnish and English

• Have experience from banking or financial services industry

To thrive and perform well in this role, we believe you are...

...detail-oriented and take pride in delivering high-quality work. You take ownership of your responsibilities and enjoy collaborating with colleagues and sharing knowledge within the team. You are also adaptable and comfortable working in an environment where processes and systems continue to evolve.

In addition to this, it is important to us that you recognize yourself in our values: we are wholehearted, we collaborate and we take the lead.

Practical information:

• Start: As soon as possible

• Location: Snarøyveien 36, Fornebu

• Form of employment: Permanent, full-time

• Application deadline: We will review applications on an ongoing basis

• Working hours: Our core hours are 09:00 - 15:00, with hybrid work possibilities (typically two days of home office per week).

• For this position, we conduct a credit check on the candidate we offer the job to. Employment is contingent upon a satisfactory result.

Have you heard of NOBAVERSE?
In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly! ✨
Read more about our employee value proposition on our careers page.

Read more about how our recruitment process works in the FAQ.

We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health.

Read more about how we handle your personal data here.

If you have any questions or concerns about the position, please contact the responsible recruiter.

We look forward to receiving your application! 🙏✨

With a diversified offering through our three brands – Nordax Bank, Bank Norwegian and Svensk Hypotekspension – and over two million customers, we have the size, knowledge and scalability required to enable financial health for more people. NOBA provides specialized, customer-centric financial offerings that are sustainable for the individual, the bank and society at large, today and in the future. The NOBA group has more than 680 full-time employees and is active in eight markets. As of 26 September 2025, the NOBA share is listed on Nasdaq Stockholm.

Read more about NOBA and our brands at www.noba.bank.

Founded in 2003

Employees: 680+