Risk Modeling & Score Card Manager
Komplett Bank ASA
- Frist 5.11.2020
- Ansettelsesform Fast
Opportunity to impact
Risk Modeling & Score Card Manager
Managing risk is key in any bank. The risk modeling provides principles, guidance and control. We strive for operational excellence and this role is key.
What can we offer you?
If you like to take initiative and responsibility, Komplett Bank will be an exciting place to work. You will be part of an informal, dynamic and enthusiastic environment where you work together to achieve common goals. In Komplett Bank, we have a flat organizational structure with a focus on open and constructive communication. The bank has an incentive scheme which entails the possibility that a share of the salary is paid out as share options. In addition to the option scheme, we offer bonus schemes. This helps to build a strong team and an understanding that everyone is in the same boat. Various sporting and social happenings throughout the year help to strengthen the team spirit.
Komplett Bank is situated at the outskirt of Oslo, Lysaker, only 5 minutes by train from the city centre. Lysaker is a central communication point with access to the inter-city trains and bus network. This popular residential and office area, with access to the Oslofjord as well as recreation facilities, is attractive to most people.
The opportunities related to this role
The holder of this role will have the opportunity to impact the bank in how the results are achieved. As a relatively young bank we believe in empowering our employees and leaders at all levels. We communicate well and we are open to new ideas if we respect our policies and guidelines.
The purpose is to develop into a leading role in a highly skilled credit risk unit. The one who holds the role will be a driver of this competitive advantage, being a specialist with responsibility for all credit risk scoring models, both new and existing.
The main responsibilities
- Ensuring that the Bank’s risk appetite is sufficiently detailed and aligned with strategic and financial plans
- Development of all scorecards
- Setting score cut-off’s for existing customer credit risk strategies, ensuring there is a formal process with strong governance in place for cut off reviews, and that the cut-offs are aligned with both our risk appetites and our financial ambitions set out in the medium-term plans
- Exposure management through testing and learning
- Supporting the development of impairment (loan losses) targets with sufficiently granular input, and a highly effective tracking and reforecasting capability. This should include existing customer triggers, scale and mandates measures as well as macro environment triggers.
- Drive incremental improvements in Collections and Legal Recovery Strategy and Policy.
- The role holder will support the Credit Risk Director in the execution of duties.
The requirements
A strong university degree (or similar) in a mathematical or statistical subject at a Master level is required.
Work experience:
- Significant and relevant experience - minimum 5 years. Recent specialist experience can compensate for the minimum requirements.
- Proven track records in successfully managing and driving responsibilities in an analytical work environment.
- Proven track records with a respectable financial-/retail institution.
- Strong credit-, financial-, economic knowledge and background.
- Experience from machine learning and AI modelling is a plus.
Skills and competences:
- Good knowledge of scorecard development within econometrics methods
- Good knowledge of business key value drivers and issues in a consumer lending/unsecured lending business
- Excellent verbal and written communication skills.
- Analytical with a good eye for the details.
- Interest is the use of quantitative methods.
- Must be able to implement and monitor key controls.
- Advanced user of Microsoft Office – Excel.
- Proficient in SQL, Python, R, or other programming languages.
Om arbeidsgiveren
- Sektor: Privat
- Lederkategori: Fagleder
- Sted: Vollsveien 2, 1366 Lysaker
- Bransje: Bank, finans og forsikring, Internettbaserte tjenester, IT - programvare
- Stillingsfunksjon: AI / Maskinlæring, Forretningsutvikling og strategi, Interaksjonsdesign
Nøkkelord
statistikk, modellering, algoritmer, risikoanalyse, dataanalyse
- FINN-kode 194185865
- Sist endret